Structured Finance

Overview

Structured finance transactions are an important funding source and have become increasingly complex and esoteric. Successfully executing these transactions requires advisers who recognize the ways each transaction can best be used within a client’s business objectives.

Our structured finance attorneys negotiate, structure, and document complex financing transactions to tailor solutions to a client’s specific needs. From straightforward, small-ticket leases to highly sophisticated and complex capital markets transactions, we understand how to effectively and efficiently address all stakeholders’ interests. 

Our depth of knowledge includes traditional securitizations of equipment leases, auto receivables, and aircraft loans, as well as more involved transactions such as synthetic and cash collateralized loan obligations (“CLOs”), mortgage-backed securities (“MBS”), collateralized debt obligations (“CDOs”), structured investment vehicles (“SIVs”), and alternative hedge funds investing in complex financial instruments.

We advise corporations, commercial banks, investment banks, and rating agencies on public and private term financing deals and single- and multi-sector conduit securitizations and supply chain financings across asset classes. We’re recognized specialists in virtually all types of collateral underlying these transactions, including loan trading, commercial and residential mortgages, aircraft finance, commercial lending, commercial real estate, various types of leasing, all types of debt securities, and derivatives. 

We take a multidisciplinary approach involving our attorneys who work in securities law, Uniform Commercial Code, investment management, real estate, bankruptcy, tax, and ERISA law to provide our clients with specialized legal counsel on their most complex and challenging transactions.

How We Can Help

We represent financial institutions, originators, servicers, collateral managers, hedge counterparties, trustees, and special purpose issuers in all aspects of structured finance transactions, including:

  • initial structuring of transactions
  • negotiating, documenting, and executing transactions
  • analyzing and advising on proposed and existing transactions
  • identifying contractual provisions protecting payment rights
  • providing a reason for action based on an understanding of risks and protections of transactions and contracts
  • restructuring terms within constraints of existing contracts in cooperation with various stakeholders
  • interpreting and understanding documents to determine options in pursuing possible remedies in distressed transactions

We have also “written the book” on structured finance, authoring the securitization chapters in the Matthew Bender & Co. treatises Commercial Finance Guide and Equipment Leasing.