Tim Salter is a litigation attorney whose practice focuses on representing financial institutions, loan servicers, and similar entities in all aspects of consumer financial services litigation, from preparing the initial pleading through motion practice, oral argument, discovery, trial, and appeal. Tim’s comprehensive experience includes disputes arising under:
- the Bankruptcy Code (stay & discharge violations, determinations of the validity of a mortgage lien);
- the Truth in Lending Act (“TILA”);
- the Real Estate Settlement Procedures Act (“RESPA”);
- the Fair Debt Collection Practices Act (“FDCPA”);
- the Fair Credit Reporting Act (“FCRA”);
- various New York State statutes, including the Real Property Actions and Proceedings Law, the Real Property Tax Law, and the General Business Law;
- various municipal codes (tax liens, code violations); and
- the common law (fraud, negligence).
Tim has substantial experience defending mortgage loan originators and sellers against indemnification and breach of representation claims arising from mortgage loan purchase and sale agreements. Tim also regularly prosecutes title curative matters, and routinely counsels his clients on issues pertaining to mortgage loan servicing, compliance with various consumer statutes and regulations, and the statute of limitations.
Before joining Blank Rome, Tim was a litigation associate in Garden City, New York, and focused his practice on consumer bankruptcy and civil litigation matters.