As a member of the Consumer Financial Services Team, Tom Brodowski has over 10 years of experience in state and federal court defending banking institutions, mortgage lenders, credit card companies, and student lenders from claims arising under: 

• Truth in Lending Act
• Fair Debt Collection Practices Act
• Fair Credit Reporting Act
• Telephone Consumer Protection Act
• various other consumer protection claims, including fraud, UDAAP, and breach of contract

In addition to litigation, Tom counsels clients regarding:

• marketing initiatives and advertising
• debt collection
• consumer protection issues
• regulatory compliance matters

Prior to becoming an attorney, Tom worked for 10 years in the pharmaceutical and biotech industry developing biochemical assays for generic drugs.

His speaking engagements and publications include:

• Co-presenter, “The Role of MERS in Mortgage Origination and Foreclosure,” National Business Institute
• Presenter, “Overview of Title Insurance Claims and Litigation,” National Business Institute
• Presenter, “Advanced Issues in Real Estate Law,” National Business Institute
• Co-author, “An Overview of the CFPB’s Ability to Pay and Mortgage Servicing Rules,” The Review of Banking and Financial Services (Vol. 29, No. 5)

Outside the Firm

Outside the practice of law, Tom enjoys traveling with family, mountain biking, and playing ice hockey.