Robert B. Stein


Robert Stein brings more than 35 years of experience to his financial services law practice. Bob represents leading institutional lenders, including major commercial banks, finance subsidiaries of banks, private equity groups, and independent factors and finance companies in areas such as:

  • Cash flow and asset-based lending
  • Unitranche, split collateral, first lien/second lien, and mezzanine financings
  • Acquisition and leveraged recapitalization financing
  • Factoring, receivables purchase arrangements, and other complex secured transactions

Bob also represents privately owned borrowers in financing transactions.

Bob has authored articles for the Uniform Commercial Code Law Journal, The Secured Lender, and the ABF Journal, and was cited in The Law of Secured Transaction under The Uniform Commercial Code. He is the author of a two-part article titled “Split Collateral Intercreditor Agreements: The Current State of Play” that appeared in the Spring 2014 issues of the ABF Journal.

Outside the Firm

Bob pursues biking and hiking activities in his leisure time and is an avid traveler.


Bob primarily represents money center banks in financing transactions such as:

  • First out lender in $165 million unitranche facility extended to technical service provider.
  • First out lender in $185 million unitranche facility extended to national dairy supplier.
  • Agent and bank syndicate in connection with $150 million acquisition financing extended to a public company in its purchase of an industry competitor.
  • Agent and lender in connection with a $20 million split collateral revolving credit facility extended to direct sales and marketing company.
  • Agent and lender in connection with a $27 million senior secured unitranche credit facility extended to timber company.
  • Agent and lender in connection with $46 million split collateral senior secured credit facility.
  • Sole lender in connection with $40 million senior secured loan extended to hydraulic fracturing company.


  • 2023, Banking and Finance Law in New York, listed in Best Lawyers in America©
  • 2012–2019, New York “Super Lawyer” in Banking, listed in Super Lawyers
  • AV-Preeminent®, listed by Martindale-Hubbell®



  • Association of Commercial Finance Attorneys
  • New York State Bar Association
Professional Activities

Bob is a member of the Association of Commercial Finance Attorneys.



  • New York


  • Cornell University, BS
  • Albany Law School of Union University, JD