Michael Esposito manages a portfolio of highly-litigated appellate, federal, and state court cases focused in the areas of bankruptcy, consumer finance, contracts, real estate, and regulatory matters. Michael represents and counsels corporate clients in all phases of litigation, including trial, appellate practice, motion practice, oral argument, evidentiary hearings, pre-trial and post-trial motion practice, and alternative dispute resolution.
Michael routinely defends claims for banks, financial institutions and mortgage servicers relating to:
- Truth in Lending Act (“TILA”)
- Real Estate Settlement Procedures Act (“RESPA”)
- Fair Debt Collection Practices Act (“FDCPA”)
- Fair Credit Reporting Act (“FCRA”)
- Equal Credit Opportunity Act (“ECOA”)
- Florida's Deceptive and Unfair Trade Practices Act (“FDUTPA”)
- Telephone Consumer Protection Act (“TCPA”)
Michael also has extensive experience in defending and prosecuting claims relating to title and lien priority, tax deed sales, code enforcement, zoning, eminent domain, and disputes arising under Florida's Landlord and Tenant Act.
Prior to practicing law, Michael worked in the financial services industry as a risk analyst and trust operation analyst.