Speaking Engagement


Marriott Downtown Magnificent Mile
540 Michigan Ave
Chicago, IL

Blank Rome partners Scott E. WortmanScott D. Samlin, and R. Andrew Arculin will serve as panelists at LEND360, being held September 12 through 14, 2022, in Chicago, Illinois.

LEND360 is an annual summit for the leaders in online lending that explores fintech industry trends and new technologies impacting consumer lenders, small business lenders, service partners, investors, bank representatives, and more.


A Tsunami of Debt Is on the Horizon: How Can Consumer Lenders Prepare for the Inevitable Increase in Defaults on the Way?

September 12
3:45–4:45 p.m.

There are five factors negatively impacting the global economy right now (high inflation, unemployment, deep recession, mounting debt, and slow economic growth). We are starting to see an increase in credit card and auto loan defaults, according to data from S&P Dow Jones Indices & Experian. The US economy has not seen a big spike in defaults like this since 2008. Are consumer lenders prepared to handle the increase in defaults headed their way? Hear from a panel of LEND360 experts as they discuss how creditors can insulate themselves from the pending impact of increasing defaults with strategies on improving recovery efforts, without losing command of the customer experience.


  • George Coutros, Experian, Clarity Services
  • Daniel Green, EverChain LLC
  • Arthur Tretyak, Integra Credit
  • Scott Wortman, Blank Rome LLP

Inflation and Interest: How Lenders Need to Adapt Credit Adjudication to Leverage Volatility

September 13
11:45–12:45 p.m.

Today lenders are experiencing some of the most unpredictable economic conditions in decades with inflation and interest rates impacting conventional creditworthiness assessments. With more uncertainty looming on the horizon, lenders must take a prudent approach utilizing credit adjudication methods that can leverage this volatile market to produce highly predictive insights that avoid bad debt while identifying new opportunities. This panel of LEND360 industry experts will delve into the challenges lenders are facing and how innovative methods can combine ultra-current data and powerful machine learning technologies to help lenders grow their business.


  • Evan Chrapko, Trust Science Inc.
  • Jordan Hyde, GoDay/FlexMoney
  • Scott Samlin, Blank Rome LLP
  • Zach Tondre, LexisNexis Risk Solutions

Moving Beyond the FICO Score

September 13
3:45–4:45 p.m.

Does the traditional credit score truly represent a person’s likelihood of repaying a loan? Many of today’s modern consumers have multiple incomes - they might be gig workers, or an early investor of crypto or someone who doesn’t have a credit card (by choice). As you can see, the traditional credit score today doesn’t accurately reflect someone’s ability to repay a loan. That’s why we’re seeing lenders looking at incorporating a broader set of non-traditional data, moving more towards cash flow-based underwriting models for a more accurate picture of a consumer’s financial wellbeing. Hear from a panel of executives on how they are helping lenders manage this transition and optimize for user experience and operational efficiency.


  • Andy Arculin, Blank Rome
  • Rich Franks, Credit Karma
  • Shibani Sanan, Plaid
  • Ryan Sandler, Truework

Scott, Scott, and Andy will also join Hudson Cook partners Justin Hosie and H. Blake Sims and Jason Romrell, General Counsel and Director of Government Relations at LLC, on September 13 at 1:00 p.m. to lead an interactive luncheon discussion focusing on the current legal and regulatory issues facing the fintech industry.

For more information and to register, please visit the event website.