Erin has over two decades of experience representing clients in secured commercial financing and secured lending transactions.
Her practice includes:
- Representations of national banks, major regional banks, and investment funds in various capacities in secured lending transactions—including capacities as lenders, agents, participants, and syndicate members
- Representations of commercial borrowers in obtaining acquisition financing and working capital financing in such transactions
Particular areas of focus include:
- Asset based lending (“ABL”)—including not only ABL transactions based on traditional inventory and accounts receivable collateral, but also equipment collateral, real estate collateral, and other nontraditional ABL collateral
- Unitranche financings—especially unitranche financings including an ABL component—and negotiation of Agreements among Lenders (“AALs”)
- “Split-lien” secured lending structures and “first lien/second lien” secured lending structures—including negotiation of Intercreditor Agreements (“ICAs”)
- Cross-border secured lending transactions (again with a concentration in ABL financing)—particularly including cross-border transactions involving the United Kingdom, Canada, and the Netherlands
- Workouts and restructurings for all of the above-mentioned financing facilities
- Syndication reviews for lenders looking to participate in large multi-lender agented financings
- Chapter 11 debtor-in-possession/DIP financings
- Chapter 11 bankruptcy exit financings
- Chapter 11 cash collateral usage and cash collateral financings